Business & Money

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The Fifth RiskThe Fifth Risk
New York Times Bestseller What are the consequences if the people given control over our government have no idea how it works?"The election happened," remembers Elizabeth Sherwood-Randall, then deputy secretary of the Department of Energy. "And then there was radio silence." Across all departments, similar stories were playing out: Trump appointees were few and far between; those that did show up were shockingly uninformed about the functions of their new workplace. Some even threw away the briefing books that had been prepared for them.Michael Lewis’s brilliant narrative takes us into the engine rooms of a government under attack by its own leaders. In Agriculture the funding of vital programs like food stamps and school lunches is being slashed. The Commerce Department may not have enough staff to conduct the 2020 Census properly. Over at Energy, where international nuclear risk is managed, it’s not clear there will be enough inspectors to track and locate black market uranium before terrorists do.Willful ignorance plays a role in these looming disasters. If your ambition is to maximize short-term gains without regard to the long-term cost, you are better off not knowing those costs. If you want to preserve your personal immunity to the hard problems, it’s better never to really understand those problems. There is upside to ignorance, and downside to knowledge. Knowledge makes life messier. It makes it a bit more difficult for a person who wishes to shrink the world to a worldview.If there are dangerous fools in this book, there are also heroes, unsung, of course. They are the linchpins of the system―those public servants whose knowledge, dedication, and proactivity keep the machinery running. Michael Lewis finds them, and he asks them what keeps them up at night.
from Lewis, Michael, ISBN: 9781324002642
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Accounting

How Finance Works: The HBR Guide to Thinking Smart About the NumbersHow Finance Works: The HBR Guide to Thinking…
Based on a popular class taught by a Harvard Business School professor.If you're not a numbers person, then finance can be intimidating and easy to ignore. But if you want to advance in your career, you'll need to make smart financial decisions and develop the confidence to clearly communicate those decisions to others.In How Finance Works, Mihir Desai--a professor at Harvard Business School and author of The Wisdom of Finance--guides you into the complex but endlessly fascinating world of finance, demystifying it in the process.Through entertaining case studies, interactive exercises, full-color visuals, and a conversational style that belies the topic, Professor Desai tackles a broad range of topics that will give you the knowledge and skills you need to finally understand how finance works. These include:How different financial levers can affect a company's performanceThe different ways in which companies fund their operations and investmentsWhy finance is more concerned with cash flow than profitsHow value is created, measured, and maximizedThe importance of capital markets in helping companies growWhether you're a student or a manager, an aspiring CFO or an entrepreneur, How Finance Works is the colorful and interactive guide you need to help you start thinking more deeply about the numbers.
from Desai, Mihir, ISBN: 9781633696709
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Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making MachineProfit First: Transform Your Business from a…
Author of cult classics The Pumpkin Plan and The Toilet Paper Entrepreneur offers a simple, counterintuitive cash management solution that will help small businesses break out of the doom spiral and achieve instant profitability.Conventional accounting uses the logical (albeit, flawed) formula: Sales - Expenses = Profit. The problem is, businesses are run by humans, and humans aren't always logical. Serial entrepreneur Mike Michalowicz has developed a behavioral approach to accounting to flip the formula: Sales - Profit = Expenses. Just as the most effective weight loss strategy is to limit portions by using smaller plates, Michalowicz shows that by taking profit first and apportioning only what remains for expenses, entrepreneurs will transform their businesses from cash-eating monsters to profitable cash cows. Using Michalowicz's Profit First system, readers will learn that:· Following 4 simple principles can simplify accounting and make it easier to manage a profitable business by looking at bank account balances.· A small, profitable business can be worth much more than a large business surviving on its top line.· Businesses that attain early and sustained profitability have a better shot at achieving long-term growth.With dozens of case studies, practical, step-by-step advice, and his signature sense of humor, Michalowicz has the game-changing roadmap for any entrepreneur to make money they always dreamed of.
from Michalowicz, Mike, ISBN: 9780735214149
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Biography & History

Every Tool's a Hammer: Life Is What You Make ItEvery Tool's a Hammer: Life Is What You Make It
“An imperative how-to for creativity.” —Nick Offerman Adam Savage—star of Discovery Channel’s Mythbusters and one of the most beloved figures in science and tech—shares his golden rules of creativity, from finding inspiration to following through and successfully making your idea a reality.Every Tool’s a Hammer is a chronicle of my life as a maker. It’s an exploration of making and of my own productive obsessions, but it’s also a permission slip of sorts from me to you. Permission to grab hold of the things you’re interested in, that fascinate you, and to dive deeper into them to see where they lead you. Through stories from forty-plus years of making and molding, building and break­ing, along with the lessons I learned along the way, this book is meant to be a toolbox of problem solving, complete with a shop’s worth of notes on the tools, techniques, and materials that I use most often. Things like: In Every Tool There Is a Hammer—don’t wait until everything is perfect to begin a project, and if you don’t have the exact right tool for a task, just use whatever’s handy; Increase Your Loose Tolerance—making is messy and filled with screwups, but that’s okay, as creativity is a path with twists and turns and not a straight line to be found; Use More Cooling Fluid—it prolongs the life of blades and bits, and it prevents tool failure, but beyond that it’s a reminder to slow down and reduce the fric­tion in your work and relationships; Screw Before You Glue—mechanical fasteners allow you to change and modify a project while glue is forever but sometimes you just need the right glue, so I dig into which ones will do the job with the least harm and best effects. This toolbox also includes lessons from many other incredible makers and creators, including: Jamie Hyneman, Nick Offerman, Pixar director Andrew Stanton, Oscar-winner Guillermo del Toro, artist Tom Sachs, and chef Traci Des Jardins. And if everything goes well, we will hopefully save you a few mistakes (and maybe fingers) as well as help you turn your curiosities into creations. I hope this book inspires you to build, make, invent, explore, and—most of all—enjoy the thrills of being a creator.
from Savage, Adam, ISBN: 9781982113476
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Business Culture

Girl, Stop Apologizing: A Shame-Free Plan for Embracing and Achieving Your GoalsGirl, Stop Apologizing: A Shame-Free Plan for…
"Hollis’s writing is beautifully blunt, and she humbly thanks her fans for her success. Her actionable ideas and captivating voice will encourage women to believe in themselves." - Publisher's Weekly (starred review)“I believe we can change the world. But first, we’ve got to stop living in fear of being judged for who we are.”Rachel Hollis has seen it too often: women not living into their full potential. They feel a tugging on their hearts for something more, but they’re afraid of embarrassment, of falling short of perfection, of not being enough.In Girl, Stop Apologizing, #1 New York Times bestselling author and founder of a multimillion-dollar media company, Rachel Hollis sounds a wake-up call. She knows that many women have been taught to define themselves in light of other people—whether as wife, mother, daughter, or employee—instead of learning how to own who they are and what they want. With a challenge to women everywhere to stop talking themselves out of their dreams, Hollis identifies the excuses to let go of, the behaviors to adopt, and the skills to acquire on the path to growth, confidence, and believing in yourself.Age Range:Adult
from Hollis, Rachel, ISBN: 9781400209606
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Economics

The Fifth RiskThe Fifth Risk
New York Times Bestseller What are the consequences if the people given control over our government have no idea how it works?"The election happened," remembers Elizabeth Sherwood-Randall, then deputy secretary of the Department of Energy. "And then there was radio silence." Across all departments, similar stories were playing out: Trump appointees were few and far between; those that did show up were shockingly uninformed about the functions of their new workplace. Some even threw away the briefing books that had been prepared for them.Michael Lewis’s brilliant narrative takes us into the engine rooms of a government under attack by its own leaders. In Agriculture the funding of vital programs like food stamps and school lunches is being slashed. The Commerce Department may not have enough staff to conduct the 2020 Census properly. Over at Energy, where international nuclear risk is managed, it’s not clear there will be enough inspectors to track and locate black market uranium before terrorists do.Willful ignorance plays a role in these looming disasters. If your ambition is to maximize short-term gains without regard to the long-term cost, you are better off not knowing those costs. If you want to preserve your personal immunity to the hard problems, it’s better never to really understand those problems. There is upside to ignorance, and downside to knowledge. Knowledge makes life messier. It makes it a bit more difficult for a person who wishes to shrink the world to a worldview.If there are dangerous fools in this book, there are also heroes, unsung, of course. They are the linchpins of the system―those public servants whose knowledge, dedication, and proactivity keep the machinery running. Michael Lewis finds them, and he asks them what keeps them up at night.
from Lewis, Michael, ISBN: 9781324002642
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The Fifth RiskCompare priceOrder
The Third Pillar: How Markets and the State Leave the Community BehindThe Third Pillar: How Markets and the State…
A Fareed Zakaria GPS Book of the WeekFrom one of the most important economic thinkers of our time, a brilliant and far-seeing analysis of the current populist backlash against globalization.Raghuram Rajan, distinguished University of Chicago professor, former IMF chief economist, head of India's central bank, and author of the 2010 FT-Goldman-Sachs Book of the Year Fault Lines, has an unparalleled vantage point onto the social and economic consequences of globalization and their ultimate effect on our politics. In The Third Pillar he offers up a magnificent big-picture framework for understanding how these three forces--the state, markets, and our communities--interact, why things begin to break down, and how we can find our way back to a more secure and stable plane. The "third pillar" of the title is the community we live in. Economists all too often understand their field as the relationship between markets and the state, and they leave squishy social issues for other people. That's not just myopic, Rajan argues; it's dangerous. All economics is actually socioeconomics - all markets are embedded in a web of human relations, values and norms. As he shows, throughout history, technological phase shifts have ripped the market out of those old webs and led to violent backlashes, and to what we now call populism. Eventually, a new equilibrium is reached, but it can be ugly and messy, especially if done wrong. Right now, we're doing it wrong. As markets scale up, the state scales up with it, concentrating economic and political power in flourishing central hubs and leaving the periphery to decompose, figuratively and even literally. Instead, Rajan offers a way to rethink the relationship between the market and civil society and argues for a return to strengthening and empowering local communities as an antidote to growing despair and unrest. Rajan is not a doctrinaire conservative, so his ultimate argument that decision-making has to be devolved to the grass roots or our democracy will continue to wither, is sure to be provocative. But even setting aside its solutions, The Third Pillar is a masterpiece of explication, a book that will be a classic of its kind for its offering of a wise, authoritative and humane explanation of the forces that have wrought such a sea change in our lives.
from Rajan, Raghuram, ISBN: 9780525558316
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Education & Reference

The Reading Strategies Book: Your Everything Guide to Developing Skilled ReadersThe Reading Strategies Book: Your Everything…
With hit books that support strategic reading through conferring, small groups, and assessment, Jen Serravallo gets emails almost daily asking, "Isn't there a book of the strategies themselves?" Now there is. "Strategies make the often invisible work of reading actionable and visible," Jen writes. In The Reading Strategies Book, she collects 300 strategies to share with readers in support of thirteen goals-everything from fluency to literary analysis. Each strategy is cross-linked to skills, genres, and Fountas & Pinnell reading levels to give you just-right teaching, just in time. With Jen's help you'll: develop goals for every reader give students step-by-step strategies for skilled reading guide readers with prompts aligned to the strategies adjust instruction to meet individual needs with Jen's Teaching Tips craft demonstrations and explanations with her Lesson Language learn more with Hat Tips to the work of influential teacher-authors. Whether you use readers workshop, Daily 5/CAFE, guided reading, balanced reading, a core reading program, whole-class novels, or any other approach, The Reading Strategies Book will complement and extend your teaching. Rely on it to plan and implement goal-directed, differentiated instruction for individuals, small groups, and whole classes. "We offer strategies to readers to put the work in doable terms for those who are still practicing," writes Jen Serravallo. "The goal is not that they can do the steps of the strategy but that they become more comfortable and competent with a new skill." With The Reading Strategies Book, you'll have ways to help your readers make progress every day. Visit heinemann.com/readingstrategiesbook/ where you'll find blog posts, videos from Jen Serravallo, community features, and more information on The Reading Strategies Book.
from Serravallo, Jennifer, ISBN: 9780325074337
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Moneyland: The Inside Story of the Crooks and Kleptocrats Who Rule the WorldMoneyland: The Inside Story of the Crooks and…
Inc.com 5 Business Thrillers to Read on the Beach This Summer * Amazon Best Book of the Month - Nonfiction * An Economist Book of the Year * The Sunday Times Business Book of the Year"If you want to know why international crooks and their eminently respectable financial advisors walk tall and only the little people pay taxes, this is the ideal book for you. Every politician and moneyman on the planet should read it, but they won't because it's actually about them." ―John le Carré, author of A Legacy of Spies An investigative journalist's deep dive into the corrupt workings of the world's kleptocrats.From ruined towns on the edge of Siberia, to Bond-villain lairs in London and Manhattan, something has gone wrong. Kleptocracies, governments run by corrupt leaders that prosper at the expense of their people, are on the rise. Once upon a time, if an official stole money, there wasn't much he could do with it. He could buy himself a new car or build himself a nice house or give it to his friends and family, but that was about it. If he kept stealing, the money would just pile up in his house until he had no rooms left to put it in, or it was eaten by mice. And then some bankers had a bright idea. Join the investigative journalist Oliver Bullough on a journey into Moneyland―the secret country of the lawless, stateless superrich. Learn how the institutions of Europe and the United States have become money-laundering operations, attacking the foundations of many of the world's most stable countries. Meet the kleptocrats. Meet their awful children. And find out how heroic activists around the world are fighting back. This is the story of wealth and power in the 21st century. It isn't too late to change it.
from Bullough, Oliver, ISBN: 9781250208705
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Finance

Bad Blood: Secrets and Lies in a Silicon Valley StartupBad Blood: Secrets and Lies in a Silicon Valley…
NEW YORK TIMES BEST SELLER •  NAMED ONE OF THE BEST BOOKS OF THE YEAR BY: NPR, The New York Times Book Review, Time, Wall Street Journal, Washington Post • The McKinsey Business Book of the Year   The full inside story of the breathtaking rise and shocking collapse of Theranos, the one-time multibillion-dollar biotech startup founded by Elizabeth Holmes—now the subject of the HBO documentary The Inventor—by the prize-winning journalist who first broke the story and pursued it to the end. “The story is even crazier than I expected, and I found myself unable to put it down once I started. This book has everything: elaborate scams, corporate intrigue, magazine cover stories, ruined family relationships, and the demise of a company once valued at nearly $10 billion.” —Bill Gates In 2014, Theranos founder and CEO Elizabeth Holmes was widely seen as the female Steve Jobs: a brilliant Stanford dropout whose startup “unicorn” promised to revolutionize the medical industry with a machine that would make blood testing significantly faster and easier. Backed by investors such as Larry Ellison and Tim Draper, Theranos sold shares in a fundraising round that valued the company at more than $9 billion, putting Holmes’s worth at an estimated $4.7 billion. There was just one problem: The technology didn’t work. A riveting story of the biggest corporate fraud since Enron, a tale of ambition and hubris set amid the bold promises of Silicon Valley.Amazon.com Review:An Amazon Best Book of May 2018: In Bad Blood, the Wall Street Journal’s John Carreyrou takes us through the step-by-step history of Theranos, a Silicon Valley startup that became almost mythical, in no small part due to its young, charismatic founder Elizabeth Holmes. In fact, Theranos was mythical for a different reason, because the technological promise it was founded upon—that vital health information could be gleaned from a small drop of blood using handheld devices—was a lie. Carreyrou tracks the experiences of former employees to craft the fascinating story of a company run under a strict code of secrecy, a place where leadership was constantly throwing up smoke screens and making promises that it could not keep. Meanwhile, investors kept pouring in money, turning Elizabeth Holmes into a temporary billionaire. As companies like Walgreens and Safeway strike deals with Theranos, and as even the army tries to get in on the Theranos promise (there’s a brief cameo by James “Mad Dog” Mattis), the plot thickens and the proverbial noose grows tighter. Although I knew how the story ended, I found myself reading this book compulsively. – Chris Schluep
from Carreyrou, John, ISBN: 9781524731656
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The Intelligent Investor: The Definitive Book on Value Investing. A Book of Practical Counsel (Revised Edition) (Collins Business Essentials)The Intelligent Investor: The Definitive Book on…
This classic text is annotated to update Graham's timeless wisdom for today's market conditions... The greatest investment advisor of the twentieth century, Benjamin Graham, taught and inspired people worldwide. Graham's philosophy of "value investing" -- which shields investors from substantial error and teaches them to develop long-term strategies -- has made The Intelligent Investor the stock market bible ever since its original publication in 1949. Over the years, market developments have proven the wisdom of Graham's strategies. While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles. Vital and indispensable, this HarperBusiness Essentials edition of The Intelligent Investor is the most important book you will ever read on how to reach your financial goals.Amazon.com Review:Among the library of investment books promising no-fail strategies for riches, Benjamin Graham's classic, The Intelligent Investor, offers no guarantees or gimmicks but overflows with the wisdom at the core of all good portfolio management. The hallmark of Graham's philosophy is not profit maximization but loss minimization. In this respect, The Intelligent Investor is a book for true investors, not speculators or day traders. He provides, "in a form suitable for the laymen, guidance in adoption and execution of an investment policy" (1). This policy is inherently for the longer term and requires a commitment of effort. Where the speculator follows market trends, the investor uses discipline, research, and his analytical ability to make unpopular but sound investments in bargains relative to current asset value. Graham coaches the investor to develop a rational plan for buying stocks and bonds, and he argues that this plan must be a bulwark against emotional behavior that will always be tempting during abrupt bull and bear markets. Since it was first published in 1949, Graham's investment guide has sold over a million copies and has been praised by such luminaries as Warren E. Buffet as "the best book on investing ever written." These accolades are well deserved. In its new form--with commentary on each chapter and extensive footnotes prepared by senior Money editor, Jason Zweig--the classic is now updated in light of changes in investment vehicles and market activities since 1972. What remains is a better book. Graham's sage advice, analytical guides, and cautionary tales are still valid for the contemporary investor, and Zweig's commentaries demonstrate the relevance of Graham's principles in light of 1990s and early twenty-first century market trends. --Patrick O'Kelley
from Benjamin Graham, ISBN: 9780060555665
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Human Resources

Earn It!: Know Your Value and Grow Your Career, in Your 20s and BeyondEarn It!: Know Your Value and Grow Your Career,…
A straight-talking guide for the newest members of the workforce, with road-tested advice for landing a job, navigating the new world of work, establishing a personal brand, and getting the recognition (and money) you deserve. The whirlwind of job applications, interviews, follow-up, resume building, and networking is just the beginning. What happens after you've landed the job, settled in, and begun to make a difference-where do you go from here? What if you feel stuck in what you thought would be your dream profession? New York Times bestselling author Mika Brzezinski and producer Daniela Pierre-Bravo provide an essential manual for those crucial next steps. Earn It! is a practical career guidebook that not only helps you get your foot in the door; it also shows you how to negotiate a raise, advocate for more responsibility, and figure out whether you're in the career that's right for you. A blueprint for your future success, Earn It! features insightful and inspiring interviews with leaders in media, fashion, and business, recruiters, HR, execs, and kickass young female entrepreneurs like Danielle Weisberg and Carly Zakin of theSkimm, Vimeo CEO Anjali Sud, and Jane Park, founder of the cosmetic subscription company Julep.
from Brzezinski, Mika, ISBN: 9781602865914
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It's the Manager: Gallup finds the quality of managers and team leaders is the single biggest factor in your organization's long-term success.It's the Manager: Gallup finds the quality of…
Packed with 52 discoveries from Gallup’s largest study on the future of work, It’s the Manager shows leaders how to adapt their organizations to rapid change, ranging from new workplace demands to managing remote employees, a diverse workforce, the rise of artificial intelligence, gig workers, and attracting – and keeping – today’s best employees. Who is the most important person in your organization to lead your teams through these changes? Gallup research reveals: It’s your managers.While the world’s workplace has been going through extraordinary historical change, the practice of management has been stuck in time for more than 30 years. The new workforce -- especially younger generations -- wants their work to have deep mission and purpose, and they don’t want old-style command-and-control bosses. They want coaches who inspire them, communicate with them frequently and develop their strengths. Who is the most important person in your organization to lead your teams through these changes? Decades of global Gallup research reveal: It’s your managers. They are the ones who make or break your organization’s success. When you have great managers who can maximize the potential of every team member, you will see organic revenue and profit growth, and you will give every one of your employees what they most want today: a great job and a great life. This is the future of work. It’s the Manager includes exclusive content from Gallup Access -- Gallup’s new workplace platform, chock full of additional content, tools and solutions for business. Your book comes with a code for the CliftonStrengths assessment, which reveals your top five strengths.  
from Clifton, Jim, ISBN: 9781595622242
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Crucial Conversations: Tools for Talking When Stakes Are High, Second EditionCrucial Conversations: Tools for Talking When…
The New York Times best seller that changed the way millions communicate is now available in audio. Perhaps once a decade, a book comes along that transforms people's lives in a very real, measurable way. This is one of them. Crucial Conversations exploded onto the scene 10 years ago and revolutionized the way people communicate when stakes are high, opinions vary, and emotions run strong. Since then, millions of people have learned how to hold effective crucial conversations and have dramatically improved their lives and careers thanks to the methods outlined in this book. Now, the authors have revised their best-selling classic to provide even more ways to help you take the lead in any tough conversation:New firsthand accounts of how these skills changed readers' livesNew case studies showing how business leaders successfully applied these methods to achieve resultsNew links to videos teaching what to do and what to avoid during crucial conversationsNew research findings offering fresh insights for applying the skills taught in the book Crucial Conversations is filled with practical advice you can start using today:Prepare for high-stakes conversationsMake it safe to talk about almost anythingTransform unpleasant emotions into powerful dialogueBe persuasive, not abrasiveCrucial Conversations gets you past the hard parts of dialogue and helps you achieve relationships that are real, productive, and that will enrich your life and career.
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Industries

Earn It!: Know Your Value and Grow Your Career, in Your 20s and BeyondEarn It!: Know Your Value and Grow Your Career,…
A straight-talking guide for the newest members of the workforce, with road-tested advice for landing a job, navigating the new world of work, establishing a personal brand, and getting the recognition (and money) you deserve. The whirlwind of job applications, interviews, follow-up, resume building, and networking is just the beginning. What happens after you've landed the job, settled in, and begun to make a difference-where do you go from here? What if you feel stuck in what you thought would be your dream profession? New York Times bestselling author Mika Brzezinski and producer Daniela Pierre-Bravo provide an essential manual for those crucial next steps. Earn It! is a practical career guidebook that not only helps you get your foot in the door; it also shows you how to negotiate a raise, advocate for more responsibility, and figure out whether you're in the career that's right for you. A blueprint for your future success, Earn It! features insightful and inspiring interviews with leaders in media, fashion, and business, recruiters, HR, execs, and kickass young female entrepreneurs like Danielle Weisberg and Carly Zakin of theSkimm, Vimeo CEO Anjali Sud, and Jane Park, founder of the cosmetic subscription company Julep.
from Brzezinski, Mika, ISBN: 9781602865914
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Start with Why: How Great Leaders Inspire Everyone to Take ActionStart with Why: How Great Leaders Inspire…
The inspiring, life-changing bestseller by the author of LEADERS EAT LAST and TOGETHER IS BETTER. In 2009, Simon Sinek started a movement to help people become more inspired at work, and in turn inspire their colleagues and customers. Since then, millions have been touched by the power of his ideas, including more than 28 million who’ve watched his TED Talk based on START WITH WHY -- the third most popular TED video of all time.   Sinek starts with a fundamental question: Why are some people and organizations more innovative, more influential, and more profitable than others? Why do some command greater loyalty from customers and employees alike? Even among the successful, why are so few able to repeat their success over and over?   People like Martin Luther King Jr., Steve Jobs, and the Wright Brothers had little in common, but they all started with WHY. They realized that people won't truly buy into a product, service, movement, or idea until they understand the WHY behind it.    START WITH WHY shows that the leaders who've had the greatest influence in the world all think, act, and communicate the same way -- and it's the opposite of what everyone else does. Sinek calls this powerful idea The Golden Circle, and it provides a framework upon which organizations can be built, movements can be led, and people can be inspired. And it all starts with WHY.
from Sinek, Simon, ISBN: 9781591846444
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Insurance

Adulting 101: #Wisdom4LifeAdulting 101: #Wisdom4Life
Adulting (verb): To do grown-up things and have responsibilities such as a working full time, paying rent, or owning a car. Basic life skills go mostly untaught in classrooms, so graduates are on their own to figure out how to live successfully in the world. Without any guidance, where do you start? Adulting 101 is a clever, practical, and timely guide to show how to: Find a job and be wildly successful at workBuy the items you need as an adult (apartment, car, insurance)Set goals, prioritize, and get work doneCommunicate professionally and effectivelySave and invest wiselyNavigate personal and professional relationshipsAvoid the common mistakes of being out on your ownAnd much, much moreThis book will give you what you need to succeed and make a real impact, inspiring you to change the world and be the person you were meant to be.
from Burnette, Josh, ISBN: 9781424556366
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The False Promise of Single-Payer Health Care (Encounter Broadsides)The False Promise of Single-Payer Health Care…
A government takeover of the US health care system has never looked more plausible. Support for the idea is at an all-time high. Two-thirds of Democratic voters favor “single-payer” health care; even one in four Republicans is on board. In this Broadside, Sally C. Pipes makes the case against single-payer by offering evidence of its devastating effects on patients in Canada, the United Kingdom, and even the United States. Long wait times, substandard care, lack of access to innovative treatments, huge public outlays, and spiraling costs are endemic to single-payer. Those are hardly outcomes we should consider foisting upon the American health care system.
from Pipes, Sally C., ISBN: 9781641770033
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Budgeting Workbook: Finance Monthly & Weekly Budget Planner Expense Tracker Bill Organizer Journal Notebook | Budget Planning |   Budget Worksheets ... (Expense Tracker Budget Planner) (Volume 1)Budgeting Workbook: Finance Monthly & Weekly…
Weekly & Monthly Budget PlannerThe Monthly Bill Planner and Organizer provide a fantastic way to organize your bills and plan for your expenses. The journal comprises of neatly organized spaces for the week and month that you wish to plan your expenses and account for your bills.BOOK DETAILS:Monthly Budget WorksheetWeekly and Daily Expense TrackerCover Design: Matte Craft CoverPrinted on quality paperDimensions: 8.5 x 11 inches | 148 PagesLight weight. Easy to carry around Made in the USAManagement your money, it perfect for business ,personal finance, bookkeeping and budgeting. Give it for yourself friends family and co-worker and Have a great year together.
from Correia, Jada, ISBN: 9781986519212
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International

The Third Pillar: How Markets and the State Leave the Community BehindThe Third Pillar: How Markets and the State…
A Fareed Zakaria GPS Book of the WeekFrom one of the most important economic thinkers of our time, a brilliant and far-seeing analysis of the current populist backlash against globalization.Raghuram Rajan, distinguished University of Chicago professor, former IMF chief economist, head of India's central bank, and author of the 2010 FT-Goldman-Sachs Book of the Year Fault Lines, has an unparalleled vantage point onto the social and economic consequences of globalization and their ultimate effect on our politics. In The Third Pillar he offers up a magnificent big-picture framework for understanding how these three forces--the state, markets, and our communities--interact, why things begin to break down, and how we can find our way back to a more secure and stable plane. The "third pillar" of the title is the community we live in. Economists all too often understand their field as the relationship between markets and the state, and they leave squishy social issues for other people. That's not just myopic, Rajan argues; it's dangerous. All economics is actually socioeconomics - all markets are embedded in a web of human relations, values and norms. As he shows, throughout history, technological phase shifts have ripped the market out of those old webs and led to violent backlashes, and to what we now call populism. Eventually, a new equilibrium is reached, but it can be ugly and messy, especially if done wrong. Right now, we're doing it wrong. As markets scale up, the state scales up with it, concentrating economic and political power in flourishing central hubs and leaving the periphery to decompose, figuratively and even literally. Instead, Rajan offers a way to rethink the relationship between the market and civil society and argues for a return to strengthening and empowering local communities as an antidote to growing despair and unrest. Rajan is not a doctrinaire conservative, so his ultimate argument that decision-making has to be devolved to the grass roots or our democracy will continue to wither, is sure to be provocative. But even setting aside its solutions, The Third Pillar is a masterpiece of explication, a book that will be a classic of its kind for its offering of a wise, authoritative and humane explanation of the forces that have wrought such a sea change in our lives.
from Rajan, Raghuram, ISBN: 9780525558316
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Investing

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not!Rich Dad Poor Dad: What the Rich Teach Their…
Rich Dad Poor Dad will.... Explode the myth that you need to earn a high income to become rich Challenge the belief that your house is an asset Show parents why they can't rely on the school system to teach their kids about money Define once and for all an asset and a liability Teach you what to teach your kids about money for their future financial success Robert Kiyosaki has challenged and changed the way tens of millions of people around the world think about money. With perspectives that often contradict conventional wisdom, Robert has earned a reputation for straight talk, irreverence, and courage. He is regarded worldwide as a passionate advocate for financial education. "The main reason people struggle financially is because they have spent years in school but learned nothing about money. The result is that people learn to work for money... but never learn to have money work for them." —Robert Kiyosaki Rich Dad Poor Dad - The #1 Personal Finance Book of All Time!
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The Total Money Makeover: Classic Edition: A Proven Plan for Financial FitnessThe Total Money Makeover: Classic Edition: A…
New York Times bestseller! More than Five million copies sold!You CAN take control of your money. Build up your money muscles with America’s favorite finance coach.Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.By now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you’re tired of the lies and sick of the false promises, take a look at this—it’s the simplest, most straightforward game plan for completely making over your money habits. And it’s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you’ll be able to: Design a sure-fire plan for paying off all debt—meaning cars, houses, everythingRecognize the 10 most dangerous money myths (these will kill you)Secure a big, fat nest egg for emergencies and retirement!Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more. All-new forms and back-of-the-book resources to make Total Money Makeover a reality.Dive deeper into Dave's game plan with The Total Money Makeover Workbook: Classic Edition. The Total Money Makeover: Classic Edition is also available in Spanish, transformación total de su dinero.
from Ramsey, Dave, ISBN: 9781595555274
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Management & Leadership

Marketing & Sales

Personal Finance

The 7 Habits of Highly Effective People: Powerful Lessons in Personal ChangeThe 7 Habits of Highly Effective People:…
The 7 Habits of Highly Effective People is the all-time bestselling audio program of its type and has topped the Publishers Weekly audio bestseller list since its inception in 1990. This economical six-tape audio set and workbook teaches listeners the same powerful principles Dr. Covey teaches to the world's leading executives, at a fraction of the cost. 6 cassettes.Amazon.com Review:Anyone who thinks the audiocassette adaptation of Stephen Covey's bestseller, The 7 Habits of Highly Effective People, is a shortcut to reading the book has another thing coming. As a preview, the cassette is worth every one of its 90 minutes; as a substitute for the original, it will only leave you wishing for the rest. There's a reason 7 Habits has sold more than 5 million copies and been translated into 32 languages. Serious work has obviously gone into it, and serious change can likely come out of it--but only with constant discipline and steadfast commitment. As the densely packed tape makes immediately clear, this is no quick fix for what's ailing us in our personal and professional lives. The tape opens to the silky-smooth, overtrained voice of the female narrator, who's responsible for tying together audio clips from actual Covey seminars. Leaving aside the occasional attempts at promoting Covey and his institute, her script does a first-rate job of making sense of Covey's own intense, analogy-rich style of explaining his habits. There's nothing simple about his approach to becoming an effective person. The first three habits alone--which have to do with personal responsibility, leadership, and self-management--could take years to master. Yet the last four are unattainable, the narrator insists, if you can't acquire the personal security--the "inner core," says Covey--that presumably comes from a mastery of the foundation. Throughout our lessons, Covey's presence is both learned and thoroughly appealing. He drops references to the likes of Socrates, T.S. Eliot, and Robert Frost with the aplomb of an English professor. And his knack for mixing everyday stories with abstract concepts manages to clarify difficult issues while respecting our intelligence. You could argue that the cassette is nothing more than a clever marketing tool for selling another few million copies of the book. But, even at that, it's worth the investment in time and concentration: in the end, we're moved to learn more about integrating all seven habits in our struggle to become better and, yes, more effective people. (Running time: 1.5 hours, one cassette) --Ann Senechal
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Processes & Infrastructure

The Power of Habit: Why We Do What We Do in Life and BusinessThe Power of Habit: Why We Do What We Do in Life…
New York Times best seller The perfect gift for anyone trying to start the new year off right, this instant classic explores how we can change our lives by changing our habits. Named one of the best books of the year by The Wall Street Journal Financial Times In The Power of Habit, award-winning business reporter Charles Duhigg takes us to the thrilling edge of scientific discoveries that explain why habits exist and how they can be changed. Distilling vast amounts of information into engrossing narratives that take us from the boardrooms of Procter & Gamble to the sidelines of the NFL to the front lines of the civil rights movement, Duhigg presents a whole new understanding of human nature and its potential. At its core, The Power of Habit contains an exhilarating argument: The key to exercising regularly, losing weight, being more productive, and achieving success is understanding how habits work. As Duhigg shows, by harnessing this new science, we can transform our businesses, our communities, and our lives.  "Sharp, provocative, and useful." (Jim Collins)  "Few [books] become essential manuals for business and living. The Power of Habit is an exception. Charles Duhigg not only explains how habits are formed but how to kick bad ones and hang on to the good." (Financial Times) 
from Charles Duhigg, ISBN: 3520700000560
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Real Estate

The Book on Rental Property Investing: How to Create Wealth and Passive Income Through Intelligent Buy & Hold Real Estate Investing!The Book on Rental Property Investing: How to…
In The Book on Rental Property Investing, real estate investor and co-host of the BiggerPockets Podcast Brandon Turner has one goal in mind: to give you every strategy, tool, tip, and technique needed to become a millionaire rental property investor―while helping you avoid the junk that pulls down so many wannabes!Written for both new and experienced investors, this book will impart years of experience through the informative and entertaining lessons contained within. You’ll find practical, up-to-date, exciting strategies that investors across the world are using to build wealth and significant cash flow through rental properties. Inside, you’ll discover: • Why many real estate investors fail, and how you can ensure you don’t!• 4 unique, easy-to-follow strategies you can begin implementing today.• Creative tips for finding incredible deals―even in competitive markets.• How to achieve success without touching a toilet, paintbrush, or broom.• Actionable ideas for financing rentals, no matter how much cash you have.• Advice on keeping your wealth by deferring (and eliminating) taxes. • And so much more!
from Turner, Brandon, ISBN: 9780990711797
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Buy, Rehab, Rent, Refinance, Repeat: The BRRRR Rental Property Investment Strategy Made SimpleBuy, Rehab, Rent, Refinance, Repeat: The BRRRR…
Over 30,000 units sold of David Greene's first bestseller, Long-Distance Real Estate Investing! Invest in real estate and never run out of money―using the hottest strategy in the real estate world! For years, investors have built wealth through real estate the hard way: saving money slowly and sacrificing their current happiness for a future reward. While this method should produce results in the long run, what if there's a better, more efficient way? What if you can build a real estate empire in years instead of decades? Buy, Rehab, Rent, Refinance, Repeat is the first book about the incredible strategy that's sweeping the nation. BRRRR real estate investing has long been a hidden secret of those with decades of experience, but this book will tear down the barriers, reveal the truth, and make financial freedom more attainable than ever. Author and investor David Greene shares the exact systems and processes used to scale his business from buying two houses per year to buying two houses per month using BRRRR. This book will teach you an easy-to-follow plan that will grow your wealth quickly without letting a lack of cash get in the way of pulling it all off! Inside, you'll discover: A solid plan for getting started, even with limited capital How to identify target properties locally and all over the country Negotiating strategies for making offers that get accepted How to recover 100% (or more) of your money in a deal Unique ways to increase a property's value (and your own net worth) The key to identifying emerging markets destined for huge growth How to recruit top talent to work on your deals (so they build wealth for you!) ... And so much more! The BRRRR strategy has changed countless lives, and this book details the exact steps needed for it to change yours. It's time to BRRRR your way to financial independence and grow your wealth.
from Greene, David M, ISBN: 9781947200081
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Skills

Cribsheet: A Data-Driven Guide to Better, More Relaxed Parenting, from Birth to PreschoolCribsheet: A Data-Driven Guide to Better, More…
The instant New York Times bestseller!From the author of Expecting Better, an economist's guide to the early years of parenting.“Many parents will likely find reading it a huge relief from the scare stories that seem to pop up everywhere these days...Cribsheet is not another call for the end of helicopter parenting or snowplow parenting or whatever kind of parenting is lighting up social media today, and it’s not a call to overthrow medical wisdom; it’s a call for parenting with context, and it’s freeing.” — The Washington Post  With Expecting Better, award-winning economist Emily Oster spotted a need in the pregnancy market for advice that gave women the information they needed to make the best decision for their own pregnancies. By digging into the data, Oster found that much of the conventional pregnancy wisdom was wrong. In Cribsheet, she now tackles an even greater challenge: decision-making in the early years of parenting.  As any new parent knows, there is an abundance of often-conflicting advice hurled at you from doctors, family, friends, and strangers on the internet. From the earliest days, parents get the message that they must make certain choices around feeding, sleep, and schedule or all will be lost. There's a rule—or three—for everything. But the benefits of these choices can be overstated, and the trade-offs can be profound. How do you make your own best decision?  Armed with the data, Oster finds that the conventional wisdom doesn't always hold up. She debunks myths around breastfeeding (not a panacea), sleep training (not so bad!), potty training (wait until they're ready or possibly bribe with M&Ms), language acquisition (early talkers aren't necessarily geniuses), and many other topics. She also shows parents how to think through freighted questions like if and how to go back to work, how to think about toddler discipline, and how to have a relationship and parent at the same time.  Economics is the science of decision-making, and Cribsheet is a thinking parent's guide to the chaos and frequent misinformation of the early years. Emily Oster is a trained expert—and mom of two—who can empower us to make better, less fraught decisions—and stay sane in the years before preschool.
from Oster, Emily, ISBN: 9780525559252
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Small Business & Entrepreneurship

Taxation

Tax-Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes (Rich Dad Advisors)Tax-Free Wealth: How to Build Massive Wealth by…
After 31 years… Major Tax Reform― and what it means to youTrue overhaul of the tax law only happens about once every 30 years. In thepast 75 years, the U.S. tax law has only seen three major revisions; one in 1954,the next in 1986 and most recently at the end of 2017. I have been fortunate asa tax professional to be heavily involved in the last two reforms.In 1986, I was a manager in the National Tax Department (NTD) ofErnst & Whinney (now Ernst Young). My primary responsibility during mythree years there was to create, teach and administer tax courses to the Firm’sU.S. tax professionals. Just as I arrived in the summer of 1985, I discoveredthat much of NTD’s resources were being devoted to following the tax reformbill that had been introduced that year.This gave me, as a young tax professional, some amazing insight into thelegislative process as well as the horse trading for tax reform. President Reaganwanted two things; simplicity (the 1985 act was call the Tax SimplificationAct of 1985) and he wanted it to be revenue neutral (no net increase to thedeficit). It took another year before bill was finally passed as the Tax ReformAct of 1986. (Simplicity took a back seat to other goals of the reform.)In 1986 the big winners from tax reform were individuals, with significantlylower tax rates, insurance companies (who got by relatively unscathed)and businesses. The big loser was real estate investors (the passive loss ruleswere used as a last-ditch effort to make a “revenue-neutral” bill. The result afew years later was the Savings and Loan debacle accompanied by a massivereal estate depression and the government bailing out real estate throughthe RTC (Resolution Trust Corporation).Fast forward 31 years to 2017. President Trump had promised economicstimulus and had stumbled out of the blocks with the failure to repealObamaCare. Everyone thought tax reform would take two years to completelike it had in 1985-1986. Instead, the Republican-controlled Congress wasable to use slick procedural rules to pass major tax reform in record time (lessthan three months from start to finish).The result was a bill the consequences of which and application of whichare still largely unknown. Known are the clear winners and losers. Losersinclude employees with lost deductions for moving, investment expensesand reductions in home mortgage interest and state income tax deductions.Winners include big corporations, with a major tax reduction from 35% tobig corporations, with a major tax reduction from 35% to21%, small businesses, with a 20% net income deduction, and real estate, withmajor depreciation incentives and the 20% net income deduction given toother small businesses.The key to remember is that very few people had the chance to influencethis legislation. Everyone has the same chance to take advantage of the windfallsgiven to the winners. Employees can choose to be independent contractorsand receive the 20% small business deduction. Service professionals who wereleft out of the 20% deduction can now become C corporations and reducetheir tax rate to 21%. Investors who received tax benefits from the costs ofinvesting in the stock market can either begin investing in real estate, with itsmassive tax benefits, or invest through their Roth IRA or Roth 401(k) andavoid tax altogether on the income and gains from their investments.Tax-Free Wealth is about using the tax law the way it’s meant to be used– as a series of incentives to do what the government wants you to do. ThisSecond Edition incorporates some ideas of how to use the new incentives. Thereality is that the incentives don’t really change that much. The governmentstill wants businesses to hire employees, so businesses receive tax benefitsfor doing so. The government still wants investors to provide housing forrenters (even more so now), so real estate investors receive large tax breaks forfollowing through on the government’s goals. Energy is still favored, bothtraditional energy (oil & gas and coal) and renewable energy (wind, solar andhydroelectric).For U.S. taxpayers, you will find helpful tips in this new edition to helpyou apply the new tax incentives to your situation. As a bonus, I have includedinformation and a link to a free eBook that you can download detailing theTop Ten Tax Benefits from the Trump Tax Reform. For you who live outsidethe United States, and no matter what country you live in, this edition shouldhelp you look for ways to apply your government’s incentives. You may evendecide that now is the time to do business in the United States as that country.is, to some degree, a tax haven.You can take advantage of the tax incentives offered by your governmentonly if you understand how the tax law works. Every day, you have theopportunity to reduce your taxes. Once you have digested this book, take itto your tax advisor and have them read it (or better yet, buy them their owncopy). Then your tax advisor, who is responsible for understanding all of thetechnical details of the law, can help you apply them to your specific situation.Enjoy this book and let me know what you think. You can always reachme at team@wealthability.com. Here is to your Tax-Free Wealth.
from Wheelwright, Tom, ISBN: 9781947588059
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Discrimination and DisparitiesDiscrimination and Disparities
An enlarged edition of Thomas Sowell's brilliant examination of the origins of economic disparitiesEconomic and other outcomes differ vastly among individuals, groups, and nations. Many explanations have been offered for the differences. Some believe that those with less fortunate outcomes are victims of genetics. Others believe that those who are less fortunate are victims of the more fortunate.Discrimination and Disparities gathers a wide array of empirical evidence to challenge the idea that different economic outcomes can be explained by any one factor, be it discrimination, exploitation, or genetics. This revised and enlarged edition also analyzes the human consequences of the prevailing social vision of these disparities and the policies based on that vision--from educational disasters to widespread crime and violence.
from Sowell, Thomas, ISBN: 9781541645639
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Women & Business

Girl, Stop Apologizing: A Shame-Free Plan for Embracing and Achieving Your GoalsGirl, Stop Apologizing: A Shame-Free Plan for…
"Hollis’s writing is beautifully blunt, and she humbly thanks her fans for her success. Her actionable ideas and captivating voice will encourage women to believe in themselves." - Publisher's Weekly (starred review)“I believe we can change the world. But first, we’ve got to stop living in fear of being judged for who we are.”Rachel Hollis has seen it too often: women not living into their full potential. They feel a tugging on their hearts for something more, but they’re afraid of embarrassment, of falling short of perfection, of not being enough.In Girl, Stop Apologizing, #1 New York Times bestselling author and founder of a multimillion-dollar media company, Rachel Hollis sounds a wake-up call. She knows that many women have been taught to define themselves in light of other people—whether as wife, mother, daughter, or employee—instead of learning how to own who they are and what they want. With a challenge to women everywhere to stop talking themselves out of their dreams, Hollis identifies the excuses to let go of, the behaviors to adopt, and the skills to acquire on the path to growth, confidence, and believing in yourself.Age Range:Adult
from Hollis, Rachel, ISBN: 9781400209606
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Earn It!: Know Your Value and Grow Your Career, in Your 20s and BeyondEarn It!: Know Your Value and Grow Your Career,…
A straight-talking guide for the newest members of the workforce, with road-tested advice for landing a job, navigating the new world of work, establishing a personal brand, and getting the recognition (and money) you deserve. The whirlwind of job applications, interviews, follow-up, resume building, and networking is just the beginning. What happens after you've landed the job, settled in, and begun to make a difference-where do you go from here? What if you feel stuck in what you thought would be your dream profession? New York Times bestselling author Mika Brzezinski and producer Daniela Pierre-Bravo provide an essential manual for those crucial next steps. Earn It! is a practical career guidebook that not only helps you get your foot in the door; it also shows you how to negotiate a raise, advocate for more responsibility, and figure out whether you're in the career that's right for you. A blueprint for your future success, Earn It! features insightful and inspiring interviews with leaders in media, fashion, and business, recruiters, HR, execs, and kickass young female entrepreneurs like Danielle Weisberg and Carly Zakin of theSkimm, Vimeo CEO Anjali Sud, and Jane Park, founder of the cosmetic subscription company Julep.
from Brzezinski, Mika, ISBN: 9781602865914
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